Everything you need to buy a home in Canada: first-time buyer guides, down payment tips, home inspection checklists and expert advice for every step.
Quick answer: A home inspection checklist covers 10 areas of a house, from the grounds and roof down to the foundation, plus the electrical, plumbing, and HVAC (heating, ventilation, and air conditioning) systems. Walk it outside first, then inside from the attic down. A professional inspection costs most buyers $300 to $500 and runs 2…
Every year, the Landlord and Tenant Board (LTB) processes hundreds of thousands of applications from Ontario renters and landlords, and a large share of those disputes trace back to a tenant who didn’t know a rule existed until it was already broken. A rent notice arrives with the wrong percentage. A landlord shows up unannounced…
Canada’s housing plan is a federal strategy to build millions of new homes, protect renters and cut costs for first-time buyers through 2031. It bundles construction financing, tax breaks and tenant protections under one umbrella, backed by well over $100 billion in combined funding. This guide walks through every program tied to Canada’s housing plan,…
Bank of Canada interest rates sit at 2.25% as of the July 15, 2026 decision, unchanged for six consecutive announcements. That single number sets the tone for every mortgage renewal, HELOC statement, and GIC rate quoted across the country this year. Homeowners, buyers, and investors all track this rate for one reason: it moves before…
See how the real estate market by province in Canada compares in 2026 — prices, supply, forecasts, and rental trends across all 10 provinces.
The average house price in Canada is $696,078 as of June 2026. See prices by province, city, property type, affordability data, and CREA’s 2026-2027 forecast.
Housing market trends Canada 2026: national prices fell 3.3% YoY to $665,600. See regional data, forecasts through 2028, and what it means for U.S. buyers.
Buying a first home in Canada costs more than most people expect. The good news is that four federal programs and dozens of provincial grants can knock tens of thousands of dollars off that cost, if you know they exist and actually qualify. This guide walks through eligibility rules, down payment tiers, tax credits, and…
Buy a home with less than 20% down and your lender is going to mention mortgage default insurance sooner or later, usually right before an extra few thousand dollars shows up on the loan. This isn’t optional once your down payment drops below that 20% line, and you can’t shop around for a better rate…
More than four million Canadians face a mortgage renewal in 2025 and 2026, and most of them will pay more than they did last term. Rates have climbed well above the pandemic-era lows that many homeowners locked in five years back. Lenders count on that. They count on borrowers signing the first offer without checking…